Insurancehelps toprotect you and your family from the hazards of a damaging earthquake, and assists in recovery. There are many factors to consider when making a decision to obtain earthquake insurance: Type of construction,proximity to known earthquake zones, and whether you are protected sufficiently by existing policies are onlya few. One of the important things to ask about is the amount of the deductible. They can be quite high for earthquake insurance.
Contacting an insurance company is the best way of obtaining specific information about policies and coverage. Here are some references that will help you to research all of the aspects of obtaining earthquake insurance:
TheRocky Mountain Insurance Information Association (RMIIA)is a non-profit insurance communications organization chartered to provide consumers with information and contacts in Colorado, New Mexico, Utah, and Wyoming.
TheInsurance Institute for Business & Home Safetyconducts objective, scientific research to identify and promote effective actions that strengthen homes, businesses, and communities against natural disasters and other causes of loss.